Stewart County lies along the Tennessee River and Kentucky Lake, giving it some of the most attractive waterfront and recreational areas in Middle Tennessee. Dover, the county seat, is a small but lively community with historic sites, shops, and access to outdoor activities. The county is also home to the Land Between the Lakes National Recreation Area, drawing campers, boaters, fishermen, and nature explorers. Historically, Stewart County developed from agriculture, river activity, and early frontier settlements. Today, it remains heavily rural with lakefront communities expanding modestly. Housing includes lakeside homes, rural farmhouses, cabins, brick houses in small towns, and manufactured homes on acreage. Waterfront and near-water homes are especially popular for retirees and second-home buyers. Home prices typically range from $220,000 to $360,000, though lakefront homes can exceed $500,000. Building a home starts around $240,000–$330,000, with lake lots requiring additional engineering. Stewart County appeals to outdoor lovers, retirees, and those seeking peaceful lake living within reach of Clarksville (40–50 minutes).